Bridget Lynch

Umbrella insurance protects businesses from catastrophic losses by providing increased limits of liability for General Liability, Commercial Auto Liability, and the Employer’s Liability section of your Worker’s Compensation policy. It sits “over” these policies, picking up when the limits of each are exhausted.  Usually, the Umbrella policy provides the same type of coverage as these …

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As the name implies, commercial property insurance protects your company’s physical assets—your buildings and their contents—from perils such as fire, storms, theft and vandalism.  This is true whether the property is owned or leased.  What assets are usually covered?  In addition to your building and its contents such as inventory and machinery, a property policy …

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