Month: August 2021

First Things First: Contractor’s General Liability Insurance 

Commercial General Liability (CGL) insurance is a must for contractors. It protects your business from financial loss for bodily injury (somebody you hurt) or property damage (something you damage). It also covers harm you cause to the reputation of others. CGL policies allow your firm to continue operating as usual when faced with both real …

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Commercial Property Insurance: Choosing the Right Fit for Your Construction Business

As the name implies, commercial property insurance protects your company’s physical assets—your buildings and their contents—from perils such as fire, storms, theft and vandalism.  This is true whether the property is owned or leased.  What assets are usually covered?  In addition to your building and its contents such as inventory and machinery, a property policy …

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I’m a Contractor. Why Do I Need Inland Marine Insurance?

Inland Marine insurance? What does that have to do with the construction business? Don’t let the name distract you. Inland Marine insurance is for coverage of equipment loss and damage, which can stop a job right in its tracks.  In an industry where vandalism, theft, and damage from weather events leads to billions of dollars …

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Workers’ Compensation Insurance in the Construction Industry: Best Practices

The Bureau of Labor Statistics named construction work as one the top ten professions for workplace accidents in 2019. Since construction sites buzz with activity, no matter how many safety policies are in place, accidents are bound to happen.  Workers’ Compensation insurance covers work-related injuries, disease, and fatalities with disability benefits, missed wage replacement, medical …

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