Filing an insurance claim can be a very complex and overwhelming process. So can defending a claim against your company. This is especially true in the construction industry, where workers compensation and auto claims are filed frequently. The emotional and financial toll of experiencing losses that are often personal—involving injury or loss of life—can be …

Why Your Insurance Broker Should be Your Claims Advocate Read More »

Here’s the good news: construction demand is on the rise. The bad news: there’s no end in sight to the shortage of skilled workers and laborers. The lack of a readily available workforce is having safety consequences for contractors of all sizes and specialties. Historically, the people who get hurt on job sites have more …

How to Improve Your Safety Team During a Labor Shortage Read More »

The language of construction contracts is often complex, nuanced and in many cases, difficult to understand. That’s especially true for indemnification clauses. This part of the contract basically describes who is responsible in the event of a loss to a third party—such as a bodily injury or damage to property. Indemnification is a risk-shifting strategy …

Contract Language: A Closer Look at Insurance Indemnification Clauses Read More »

With property/casualty insurance being such a major cost factor for construction companies, it’s important to understand how the marketplace works. How do carriers view you as a potential client? What is the role of your broker? What should you look for when evaluating who will represent you?  Here is a behind-the-scenes look. The realities of …

Who is Representing You in the Marketplace and Why It Matters Read More »

For the majority of construction companies, Workers Compensation, General Liability, Commercial Auto, and Umbrella Liability insurance policies are a must. Many contractors also carry commercial property policies to protect their computers, furniture, and valuable documents. But that can still leave major gaps in protection that could bring business to a halt, stymie growth and leave …

Where are the Holes in Your Construction Insurance? Read More »

Vehicle-related crashes are the leading cause of work-related deaths. In addition to the potential for loss of life, work-related automobile accidents expose businesses to liability risks, legal expenses, lost time, decreased productivity, and increased insurance and workers’ compensation rates. Whether your business leases a single passenger car or owns an entire fleet of commercial vehicles, …

Reducing Auto Claims for Business Read More »